2021 HRK to KWD Historical Review

YEARLY HIGH

0.0495 KWD

YEARLY LOW

0.0451 KWD

YEARLY AVERAGE

0.0474 KWD

2021 HRK to KWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to KWD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.0495. Conversely, the yearly low was recorded on November 24, dropping to 0.0451.

This high-to-low spread represents a total annual volatility of 0.0044 KWD. From a start-to-finish perspective, comparing the January average rate of 0.0488 to the December average rate of 0.0455, the exchange rate registered a net change of -6.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0495 was down 0.18% compared to the 2020 peak of 0.0496, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 248 KWD

2020 Average 232 KWD

Yearly Trough Low 225 KWD

Transaction Impact: A difference of 22.11 KWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0491

0.0452

JanuMarcMayJulySeptNove

HRK to KWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0482, compared to 0.0466 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.0482

H2 Avg (Jul–Dec) 0.0466

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0015 KWD (High: 0.0466 / Low: 0.0451). On the other end, December was the most stable month, with a tight range of 0.0005 KWD (High: 0.0458 / Low: 0.0453).

November Spread (Volatile) ±0.0015

December Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0009 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0488) against the same month in 2020 (average: 0.0453), the exchange rate shifted by +0.0035 (+7.78%).

2021 Avg (January) 0.0488

2020 Avg (January) 0.0453

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0495	0.0485	0.0488
February	0.0486	0.0479	0.0483
March	0.0483	0.0468	0.0475
April	0.0483	0.0469	0.0476
May	0.0490	0.0480	0.0486
June	0.0489	0.0476	0.0483
July	0.0477	0.0470	0.0474
August	0.0476	0.0469	0.0472
September	0.0477	0.0466	0.0472
October	0.0469	0.0463	0.0466
November	0.0466	0.0451	0.0459
December	0.0458	0.0453	0.0455