2020 HRK to LKR Historical Review

YEARLY HIGH

30.7460 LKR

YEARLY LOW

26.0838 LKR

YEARLY AVERAGE

28.0762 LKR

2020 HRK to LKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to LKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 30.7460. Conversely, the yearly low was recorded on March 19, dropping to 26.0838.

This high-to-low spread represents a total annual volatility of 4.6622 LKR. From a start-to-finish perspective, comparing the January average rate of 27.0640 to the December average rate of 30.2124, the exchange rate registered a net change of 11.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 30.7460 was up 8.25% compared to the 2019 peak of 28.4018, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 153,730 LKR

2019 Average 134,814 LKR

Yearly Trough Low 130,419 LKR

Transaction Impact: A difference of 23,310.84 LKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

30.5741

26.2334

JanuMarcMayJulySeptNove

HRK to LKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.1247, compared to 29.0277 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.9029 points.

H1 Avg (Jan–Jun) 27.1247

H2 Avg (Jul–Dec) 29.0277

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 1.7770 LKR (High: 29.4329 / Low: 27.6559). On the other end, October was the most stable month, with a tight range of 0.4823 LKR (High: 28.8421 / Low: 28.3598).

July Spread (Volatile) ±1.7770

October Spread (Stable) ±0.4823

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4689 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4689

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 30.2124) against the same month in 2019 (average: 27.0585), the exchange rate shifted by +3.1539 (+11.66%).

2020 Avg (December) 30.2124

2019 Avg (December) 27.0585

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.4597	26.8679	27.0640
February	27.0387	26.3022	26.5951
March	27.6686	26.0838	27.0025
April	27.7263	26.9934	27.4335
May	27.5339	26.6642	27.0072
June	27.8983	27.2675	27.6461
July	29.4329	27.6559	28.2820
August	29.5271	28.7542	29.1496
September	29.4458	28.5477	28.9156
October	28.8421	28.3598	28.6474
November	29.3657	28.3598	28.9591
December	30.7460	29.7262	30.2124