YEARLY HIGH
48.4574 LKR
YEARLY LOW
39.9569 LKR
YEARLY AVERAGE
45.1197 LKR

2025 HRK to LKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to LKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 48.4574. Conversely, the yearly low was recorded on January 2, dropping to 39.9569.

This high-to-low spread represents a total annual volatility of 8.5005 LKR. From a start-to-finish perspective, comparing the January average rate of 40.6593 to the December average rate of 48.0801, the exchange rate registered a net change of 18.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 48.4574 was up 1.85% compared to the 2024 peak of 47.5792, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 242,287 LKR
2024 Average 216,738 LKR
Yearly Trough Low 199,784 LKR
Transaction Impact: A difference of 42,502.50 LKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

48.8222
39.9172
JanuMarcMayJulySeptNove

HRK to LKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.2115, compared to 47.0280 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.8165 points.

H1 Avg (Jan–Jun) 43.2115
H2 Avg (Jul–Dec) 47.0280

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 3.2604 LKR (High: 45.7085 / Low: 42.4481). On the other end, February was the most stable month, with a tight range of 0.6324 LKR (High: 41.2454 / Low: 40.6130).

April Spread (Volatile) ±3.2604
February Spread (Stable) ±0.6324

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2128 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.2128

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 48.0801) against the same month in 2024 (average: 40.5398), the exchange rate shifted by +7.5403 (+18.60%).

2025 Avg (December) 48.0801
2024 Avg (December) 40.5398

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 41.5585 39.9569 40.6593
February 41.2454 40.6130 41.0063
March 42.9822 40.6348 42.3758
April 45.7085 42.4481 44.5016
May 45.3041 43.9323 44.8433
June 46.8998 45.1068 45.8828
July 47.1486 45.7972 46.6936
August 46.9333 45.6227 46.5642
September 47.5928 46.6545 47.0385
October 47.1625 46.4531 46.8258
November 47.4258 46.4529 46.9657
December 48.4574 47.5181 48.0801