2020 HRK to LYD Historical Review

YEARLY HIGH

0.2188 LYD

YEARLY LOW

0.1959 LYD

YEARLY AVERAGE

0.2100 LYD

2020 HRK to LYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to LYD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 6, valuing the pair at 0.2188. Conversely, the yearly low was recorded on March 19, dropping to 0.1959.

This high-to-low spread represents a total annual volatility of 0.0229 LYD. From a start-to-finish perspective, comparing the January average rate of 0.2088 to the December average rate of 0.2171, the exchange rate registered a net change of 3.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2188 was up 1.35% compared to the 2019 peak of 0.2159, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,094 LYD

2019 Average 1,055 LYD

Yearly Trough Low 980 LYD

Transaction Impact: A difference of 114.48 LYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2185

0.2009

JanuMarcMayJulySeptNove

HRK to LYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2059, compared to 0.2140 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0081 points.

H1 Avg (Jan–Jun) 0.2059

H2 Avg (Jul–Dec) 0.2140

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0154 LYD (High: 0.2113 / Low: 0.1959). On the other end, December was the most stable month, with a tight range of 0.0028 LYD (High: 0.2188 / Low: 0.2160).

March Spread (Volatile) ±0.0154

December Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0028 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.2160) against the same month in 2019 (average: 0.2115), the exchange rate shifted by +0.0045 (+2.14%).

2020 Avg (August) 0.2160

2019 Avg (August) 0.2115

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2118	0.2074	0.2088
February	0.2094	0.2043	0.2062
March	0.2113	0.1959	0.2052
April	0.2043	0.1994	0.2024
May	0.2077	0.2016	0.2042
June	0.2111	0.2060	0.2085
July	0.2186	0.2077	0.2118
August	0.2188	0.2141	0.2160
September	0.2160	0.2109	0.2137
October	0.2148	0.2100	0.2125
November	0.2153	0.2097	0.2130
December	0.2188	0.2160	0.2171