2022 HRK to LYD Historical Review

YEARLY HIGH

0.6998 LYD

YEARLY LOW

0.6434 LYD

YEARLY AVERAGE

0.6713 LYD

2022 HRK to LYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to LYD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 0.6998. Conversely, the yearly low was recorded on September 26, dropping to 0.6434.

This high-to-low spread represents a total annual volatility of 0.0564 LYD. From a start-to-finish perspective, comparing the January average rate of 0.6905 to the December average rate of 0.6789, the exchange rate registered a net change of -1.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.6998 was down 3.65% compared to the 2021 peak of 0.7263, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,499 LYD

2021 Average 3,517 LYD

Yearly Trough Low 3,217 LYD

Transaction Impact: A difference of 281.86 LYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.6946

0.6508

JanuMarcMayJulySeptNove

HRK to LYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6797, compared to 0.6629 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0168 points.

H1 Avg (Jan–Jun) 0.6797

H2 Avg (Jul–Dec) 0.6629

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0338 LYD (High: 0.6817 / Low: 0.6479). On the other end, December was the most stable month, with a tight range of 0.0151 LYD (High: 0.6852 / Low: 0.6700).

November Spread (Volatile) ±0.0338

December Spread (Stable) ±0.0151

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0151 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0151

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 0.6910) against the same month in 2021 (average: 0.7121), the exchange rate shifted by -0.0211 (-2.97%).

2022 Avg (February) 0.6910

2021 Avg (February) 0.7121

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6989	0.6785	0.6905
February	0.6998	0.6801	0.6910
March	0.6887	0.6655	0.6762
April	0.6795	0.6604	0.6730
May	0.6829	0.6632	0.6730
June	0.6823	0.6619	0.6745
July	0.6703	0.6499	0.6594
August	0.6693	0.6458	0.6588
September	0.6650	0.6434	0.6545
October	0.6713	0.6458	0.6554
November	0.6817	0.6479	0.6702
December	0.6852	0.6700	0.6789