2019 HRK to MRO Historical Review

YEARLY HIGH

55.5404 MRO

YEARLY LOW

52.5039 MRO

YEARLY AVERAGE

53.8845 MRO

2019 HRK to MRO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to MRO exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 55.5404. Conversely, the yearly low was recorded on September 30, dropping to 52.5039.

This high-to-low spread represents a total annual volatility of 3.0364 MRO. From a start-to-finish perspective, comparing the January average rate of 54.8765 to the December average rate of 53.3030, the exchange rate registered a net change of -2.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 55.5404 was down 7.19% compared to the 2018 peak of 59.8455, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 277,702 MRO

2018 Average 282,867 MRO

Yearly Trough Low 262,520 MRO

Transaction Impact: A difference of 15,182.15 MRO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

55.0600

52.8576

JanuMarcMayJulySeptNove

HRK to MRO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 54.3576, compared to 53.4113 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9463 points.

H1 Avg (Jan–Jun) 54.3576

H2 Avg (Jul–Dec) 53.4113

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 1.3022 MRO (High: 55.0086 / Low: 53.7063). On the other end, May was the most stable month, with a tight range of 0.7195 MRO (High: 54.2748 / Low: 53.5554).

June Spread (Volatile) ±1.3022

May Spread (Stable) ±0.7195

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.6264 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.6264

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 54.8765) against the same month in 2018 (average: 58.2420), the exchange rate shifted by -3.3655 (-5.78%).

2019 Avg (January) 54.8765

2018 Avg (January) 58.2420

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	55.5404	54.3216	54.8765
February	55.1728	54.2883	54.6503
March	55.0119	53.8563	54.3443
April	54.3367	53.5964	53.9647
May	54.2748	53.5554	53.8554
June	55.0086	53.7063	54.4547
July	54.4947	53.5313	54.1705
August	54.1894	53.0041	53.7396
September	53.5806	52.5039	53.1131
October	53.5680	52.6486	53.1005
November	53.4878	52.7677	53.0411
December	53.8232	52.8901	53.3030