2020 HRK to MRO Historical Review

YEARLY HIGH

58.1623 MRO

YEARLY LOW

49.9602 MRO

YEARLY AVERAGE

54.0594 MRO

2020 HRK to MRO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to MRO exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 58.1623. Conversely, the yearly low was recorded on March 19, dropping to 49.9602.

This high-to-low spread represents a total annual volatility of 8.2021 MRO. From a start-to-finish perspective, comparing the January average rate of 53.2523 to the December average rate of 57.6246, the exchange rate registered a net change of 8.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 58.1623 was up 4.72% compared to the 2019 peak of 55.5404, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 290,811 MRO

2019 Average 269,404 MRO

Yearly Trough Low 249,801 MRO

Transaction Impact: A difference of 41,010.52 MRO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

58.2771

50.4470

JanuMarcMayJulySeptNove

HRK to MRO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 52.2207, compared to 55.8982 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.6775 points.

H1 Avg (Jan–Jun) 52.2207

H2 Avg (Jul–Dec) 55.8982

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.2943 MRO (High: 54.2545 / Low: 49.9602). On the other end, January was the most stable month, with a tight range of 0.9176 MRO (High: 53.7728 / Low: 52.8552).

March Spread (Volatile) ±4.2943

January Spread (Stable) ±0.9176

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.0761 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.0761

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 57.6246) against the same month in 2019 (average: 53.3030), the exchange rate shifted by +4.3215 (+8.11%).

2020 Avg (December) 57.6246

2019 Avg (December) 53.3030

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	53.7728	52.8552	53.2523
February	53.2040	51.6852	52.2868
March	54.2545	49.9602	52.1756
April	51.5929	50.5494	51.0995
May	52.2221	50.9447	51.4283
June	53.6076	52.3335	53.0816
July	56.6074	53.0618	54.3368
August	56.8131	55.8738	56.2582
September	56.5536	54.9974	55.7894
October	55.8784	54.9359	55.4632
November	56.5214	54.8927	55.9169
December	58.1623	57.0640	57.6246