2014 HRK to NOK Historical Review

YEARLY HIGH

1.2119 NOK

YEARLY LOW

1.0634 NOK

YEARLY AVERAGE

1.0950 NOK

2014 HRK to NOK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to NOK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 1.2119. Conversely, the yearly low was recorded on September 30, dropping to 1.0634.

This high-to-low spread represents a total annual volatility of 0.1485 NOK. From a start-to-finish perspective, comparing the January average rate of 1.0984 to the December average rate of 1.1724, the exchange rate registered a net change of 6.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.2119 was up 8.78% compared to the 2013 peak of 1.1141, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,060 NOK

2013 Average 5,154 NOK

Yearly Trough Low 5,317 NOK

Transaction Impact: A difference of 742.71 NOK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.1822

1.0636

JanuMarcMayJulySeptNove

HRK to NOK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0862, compared to 1.1038 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0176 points.

H1 Avg (Jan–Jun) 1.0862

H2 Avg (Jul–Dec) 1.1038

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0821 NOK (High: 1.2119 / Low: 1.1298). On the other end, March was the most stable month, with a tight range of 0.0132 NOK (High: 1.0902 / Low: 1.0769).

December Spread (Volatile) ±0.0821

March Spread (Stable) ±0.0132

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0200 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0200

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.1724) against the same month in 2013 (average: 1.1024), the exchange rate shifted by +0.0699 (+6.35%).

2014 Avg (December) 1.1724

2013 Avg (December) 1.1024

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1061	1.0915	1.0984
February	1.1109	1.0813	1.0932
March	1.0902	1.0769	1.0836
April	1.0933	1.0762	1.0833
May	1.0873	1.0687	1.0742
June	1.1075	1.0694	1.0843
July	1.1121	1.0942	1.1018
August	1.1015	1.0674	1.0818
September	1.0875	1.0634	1.0735
October	1.1035	1.0656	1.0838
November	1.1394	1.0979	1.1092
December	1.2119	1.1298	1.1724