2015 HRK to NOK Historical Review

YEARLY HIGH

1.2572 NOK

YEARLY LOW

1.1040 NOK

YEARLY AVERAGE

1.1754 NOK

2015 HRK to NOK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to NOK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.2572. Conversely, the yearly low was recorded on April 16, dropping to 1.1040.

This high-to-low spread represents a total annual volatility of 0.1533 NOK. From a start-to-finish perspective, comparing the January average rate of 1.1605 to the December average rate of 1.2392, the exchange rate registered a net change of 6.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.2572 was up 3.74% compared to the 2014 peak of 1.2119, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,286 NOK

2014 Average 5,475 NOK

Yearly Trough Low 5,520 NOK

Transaction Impact: A difference of 766.28 NOK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.2515

1.1038

JanuMarcMayJulySeptNove

HRK to NOK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1349, compared to 1.2160 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0811 points.

H1 Avg (Jan–Jun) 1.1349

H2 Avg (Jul–Dec) 1.2160

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0733 NOK (High: 1.2558 / Low: 1.1825). On the other end, May was the most stable month, with a tight range of 0.0189 NOK (High: 1.1284 / Low: 1.1094).

August Spread (Volatile) ±0.0733

May Spread (Stable) ±0.0189

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0413 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0413

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 1.2392) against the same month in 2014 (average: 1.1724), the exchange rate shifted by +0.0668 (+5.70%).

2015 Avg (December) 1.2392

2014 Avg (December) 1.1724

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1970	1.1299	1.1605
February	1.1337	1.1114	1.1191
March	1.1586	1.1150	1.1317
April	1.1468	1.1040	1.1235
May	1.1284	1.1094	1.1161
June	1.1710	1.1443	1.1583
July	1.1995	1.1560	1.1776
August	1.2558	1.1825	1.2147
September	1.2550	1.2061	1.2269
October	1.2388	1.2037	1.2175
November	1.2418	1.2037	1.2199
December	1.2572	1.2022	1.2392