2020 HRK to SLL Historical Review

YEARLY HIGH

1644.4647 SLL

YEARLY LOW

1063.9973 SLL

YEARLY AVERAGE

1401.3784 SLL

2020 HRK to SLL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to SLL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1644.4647. Conversely, the yearly low was recorded on March 19, dropping to 1063.9973.

This high-to-low spread represents a total annual volatility of 580.4674 SLL. From a start-to-finish perspective, comparing the January average rate of 1116.9302 to the December average rate of 1634.7385, the exchange rate registered a net change of 46.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1644.4647 was up 15.78% compared to the 2019 peak of 1420.3712, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 8,222,324 SLL

2019 Average 6,041,603 SLL

Yearly Trough Low 5,319,987 SLL

Transaction Impact: A difference of 2,902,336.99 SLL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1687.2058

1057.5983

JanuMarcMayJulySeptNove

HRK to SLL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1247.7885, compared to 1554.9684 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 307.1799 points.

H1 Avg (Jan–Jun) 1247.7885

H2 Avg (Jul–Dec) 1554.9684

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 331.2592 SLL (High: 1407.8052 / Low: 1076.5459). On the other end, January was the most stable month, with a tight range of 19.2456 SLL (High: 1127.8791 / Low: 1108.6335).

April Spread (Volatile) ±331.2592

January Spread (Stable) ±19.2456

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 11.0335 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -11.0335

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1634.7385) against the same month in 2019 (average: 1116.4649), the exchange rate shifted by +518.2736 (+46.42%).

2020 Avg (December) 1634.7385

2019 Avg (December) 1116.4649

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1127.8791	1108.6335	1116.9302
February	1122.8490	1101.0972	1110.0656
March	1155.4535	1063.9973	1111.1101
April	1407.8052	1076.5459	1291.9898
May	1426.6910	1382.7844	1407.9405
June	1464.0739	1430.0105	1448.6949
July	1554.6631	1446.1933	1486.1900
August	1567.6455	1542.0269	1551.6715
September	1566.1662	1508.5765	1540.6380
October	1559.8347	1519.1925	1537.4613
November	1633.3336	1532.5120	1579.1110
December	1644.4647	1619.9929	1634.7385