YEARLY HIGH
3303.9110 SLL
YEARLY LOW
2851.0405 SLL
YEARLY AVERAGE
3144.9724 SLL

2025 HRK to SLL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to SLL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 3303.9110. Conversely, the yearly low was recorded on January 12, dropping to 2851.0405.

This high-to-low spread represents a total annual volatility of 452.8704 SLL. From a start-to-finish perspective, comparing the January average rate of 2879.7658 to the December average rate of 3260.7548, the exchange rate registered a net change of 13.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3303.9110 was up 6.06% compared to the 2024 peak of 3115.0887, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 16,519,555 SLL
2024 Average 15,056,000 SLL
Yearly Trough Low 14,255,203 SLL
Transaction Impact: A difference of 2,264,352.20 SLL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3304.0720
2841.1926
JanuMarcMayJulySeptNove

HRK to SLL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3043.1524, compared to 3246.7925 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 203.6402 points.

H1 Avg (Jan–Jun) 3043.1524
H2 Avg (Jul–Dec) 3246.7925

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 199.1437 SLL (High: 3204.0753 / Low: 3004.9315). On the other end, August was the most stable month, with a tight range of 39.7816 SLL (High: 3262.3543 / Low: 3222.5727).

April Spread (Volatile) ±199.1437
August Spread (Stable) ±39.7816

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 25.3721 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -25.3721

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 3265.4987) against the same month in 2024 (average: 3091.5736), the exchange rate shifted by +173.9251 (+5.63%).

2025 Avg (September) 3265.4987
2024 Avg (September) 3091.5736

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2920.9785 2851.0405 2879.7658
February 2928.0186 2852.2225 2897.8981
March 3044.6584 2887.5972 3004.5898
April 3204.0753 3004.9315 3128.5328
May 3169.5440 3088.2147 3138.4455
June 3280.0889 3159.9951 3209.6821
July 3285.5293 3179.2230 3252.3727
August 3262.3543 3222.5727 3244.0027
September 3303.9110 3237.7103 3265.4987
October 3268.2321 3210.7051 3240.1266
November 3236.5819 3196.4473 3217.9996
December 3282.8146 3230.5515 3260.7548