2016 HRK to TOP Historical Review

YEARLY HIGH

0.3454 TOP

YEARLY LOW

0.3123 TOP

YEARLY AVERAGE

0.3310 TOP

2016 HRK to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 5, valuing the pair at 0.3454. Conversely, the yearly low was recorded on December 19, dropping to 0.3123.

This high-to-low spread represents a total annual volatility of 0.0331 TOP. From a start-to-finish perspective, comparing the January average rate of 0.3201 to the December average rate of 0.3185, the exchange rate registered a net change of -0.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.3454 was up 1.72% compared to the 2015 peak of 0.3396, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,727 TOP

2015 Average 1,546 TOP

Yearly Trough Low 1,562 TOP

Transaction Impact: A difference of 165.43 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.3414

0.3164

JanuMarcMayJulySeptNove

HRK to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3325, compared to 0.3295 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.3325

H2 Avg (Jul–Dec) 0.3295

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0190 TOP (High: 0.3454 / Low: 0.3264). On the other end, May was the most stable month, with a tight range of 0.0053 TOP (High: 0.3424 / Low: 0.3371).

June Spread (Volatile) ±0.0190

May Spread (Stable) ±0.0053

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0095 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0095

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2016: 0.3356) against the same month in 2015 (average: 0.3098), the exchange rate shifted by +0.0258 (+8.33%).

2016 Avg (June) 0.3356

2015 Avg (June) 0.3098

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3271	0.3151	0.3201
February	0.3406	0.3246	0.3310
March	0.3377	0.3241	0.3321
April	0.3412	0.3314	0.3371
May	0.3424	0.3371	0.3393
June	0.3454	0.3264	0.3356
July	0.3416	0.3320	0.3349
August	0.3423	0.3343	0.3384
September	0.3387	0.3333	0.3365
October	0.3369	0.3204	0.3270
November	0.3342	0.3157	0.3216
December	0.3223	0.3123	0.3185