2017 HRK to TOP Historical Review

YEARLY HIGH

0.3662 TOP

YEARLY LOW

0.3184 TOP

YEARLY AVERAGE

0.3428 TOP

2017 HRK to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the HRK to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.3662. Conversely, the yearly low was recorded on March 2, dropping to 0.3184.

This high-to-low spread represents a total annual volatility of 0.0478 TOP. From a start-to-finish perspective, comparing the January average rate of 0.3249 to the December average rate of 0.3597, the exchange rate registered a net change of 10.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2017 high of 0.3662 was up 6.02% compared to the 2016 peak of 0.3454, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,831 TOP

2016 Average 1,655 TOP

Yearly Trough Low 1,592 TOP

Transaction Impact: A difference of 239.02 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

0.3634

0.3194

JanuMarcMayJulySeptNove

HRK to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3329, compared to 0.3527 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0198 points.

H1 Avg (Jan–Jun) 0.3329

H2 Avg (Jul–Dec) 0.3527

Volatility Range Comparison

Volatility

The most volatile month in 2017 was March, with a trading range of 0.0176 TOP (High: 0.3360 / Low: 0.3184). On the other end, October was the most stable month, with a tight range of 0.0076 TOP (High: 0.3546 / Low: 0.3470).

March Spread (Volatile) ±0.0176

October Spread (Stable) ±0.0076

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0030 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2017: 0.3597) against the same month in 2016 (average: 0.3185), the exchange rate shifted by +0.0412 (+12.95%).

2017 Avg (December) 0.3597

2016 Avg (December) 0.3185

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3310	0.3195	0.3249
February	0.3326	0.3187	0.3231
March	0.3360	0.3184	0.3295
April	0.3381	0.3261	0.3302
May	0.3516	0.3381	0.3448
June	0.3494	0.3396	0.3448
July	0.3519	0.3432	0.3481
August	0.3610	0.3467	0.3517
September	0.3582	0.3488	0.3533
October	0.3546	0.3470	0.3503
November	0.3615	0.3467	0.3533
December	0.3662	0.3570	0.3597