2020 HRK to TTD Historical Review

YEARLY HIGH

1.1067 TTD

YEARLY LOW

0.9456 TTD

YEARLY AVERAGE

1.0249 TTD

2020 HRK to TTD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to TTD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 1.1067. Conversely, the yearly low was recorded on March 19, dropping to 0.9456.

This high-to-low spread represents a total annual volatility of 0.1611 TTD. From a start-to-finish perspective, comparing the January average rate of 1.0083 to the December average rate of 1.0963, the exchange rate registered a net change of 8.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1067 was up 5.03% compared to the 2019 peak of 1.0537, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 5,534 TTD

2019 Average 5,111 TTD

Yearly Trough Low 4,728 TTD

Transaction Impact: A difference of 805.73 TTD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1092

0.9538

JanuMarcMayJulySeptNove

HRK to TTD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9883, compared to 1.0614 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0731 points.

H1 Avg (Jan–Jun) 0.9883

H2 Avg (Jul–Dec) 1.0614

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0820 TTD (High: 1.0276 / Low: 0.9456). On the other end, October was the most stable month, with a tight range of 0.0163 TTD (High: 1.0624 / Low: 1.0461).

March Spread (Volatile) ±0.0820

October Spread (Stable) ±0.0163

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0205 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0205

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.0963) against the same month in 2019 (average: 1.0088), the exchange rate shifted by +0.0875 (+8.67%).

2020 Avg (December) 1.0963

2019 Avg (December) 1.0088

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0237	1.0002	1.0083
February	1.0068	0.9791	0.9899
March	1.0276	0.9456	0.9872
April	0.9758	0.9567	0.9667
May	0.9879	0.9551	0.9727
June	1.0151	0.9901	1.0051
July	1.0722	1.0042	1.0290
August	1.0770	1.0575	1.0667
September	1.0731	1.0471	1.0592
October	1.0624	1.0461	1.0540
November	1.0741	1.0458	1.0632
December	1.1067	1.0864	1.0963