YEARLY HIGH
1.0706 TTD
YEARLY LOW
0.9210 TTD
YEARLY AVERAGE
1.0176 TTD

2025 HRK to TTD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to TTD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 1.0706. Conversely, the yearly low was recorded on February 3, dropping to 0.9210.

This high-to-low spread represents a total annual volatility of 0.1497 TTD. From a start-to-finish perspective, comparing the January average rate of 0.9324 to the December average rate of 1.0552, the exchange rate registered a net change of 13.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.0706 was up 5.91% compared to the 2024 peak of 1.0109, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 5,353 TTD
2024 Average 4,872 TTD
Yearly Trough Low 4,605 TTD
Transaction Impact: A difference of 748.25 TTD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.0686
0.9200
JanuMarcMayJulySeptNove

HRK to TTD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9850, compared to 1.0502 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0652 points.

H1 Avg (Jan–Jun) 0.9850
H2 Avg (Jul–Dec) 1.0502

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0638 TTD (High: 1.0366 / Low: 0.9728). On the other end, November was the most stable month, with a tight range of 0.0133 TTD (High: 1.0467 / Low: 1.0334).

April Spread (Volatile) ±0.0638
November Spread (Stable) ±0.0133

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0082 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0082

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 1.0562) against the same month in 2024 (average: 1.0011), the exchange rate shifted by +0.0552 (+5.51%).

2025 Avg (September) 1.0562
2024 Avg (September) 1.0011

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9476 0.9229 0.9324
February 0.9483 0.9210 0.9381
March 0.9861 0.9333 0.9723
April 1.0366 0.9728 1.0125
May 1.0280 0.9978 1.0162
June 1.0623 1.0227 1.0385
July 1.0606 1.0289 1.0525
August 1.0563 1.0263 1.0485
September 1.0706 1.0480 1.0562
October 1.0572 1.0380 1.0485
November 1.0467 1.0334 1.0403
December 1.0640 1.0439 1.0552