YEARLY HIGH
4.3541 TWD
YEARLY LOW
3.9781 TWD
YEARLY AVERAGE
4.1578 TWD

2022 HRK to TWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to TWD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 4.3541. Conversely, the yearly low was recorded on July 13, dropping to 3.9781.

This high-to-low spread represents a total annual volatility of 0.3761 TWD. From a start-to-finish perspective, comparing the January average rate of 4.1605 to the December average rate of 4.3077, the exchange rate registered a net change of 3.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 4.3541 was down 4.79% compared to the 2021 peak of 4.5733, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 21,771 TWD
2021 Average 21,930 TWD
Yearly Trough Low 19,890 TWD
Transaction Impact: A difference of 1,880.41 TWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

4.3336
4.0231
JanuMarcMayJulySeptNove

HRK to TWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1581, compared to 4.1575 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 4.1581
H2 Avg (Jul–Dec) 4.1575

Volatility Range Comparison

Volatility

The most volatile month in 2022 was October, with a trading range of 0.1871 TWD (High: 4.2847 / Low: 4.0976). On the other end, February was the most stable month, with a tight range of 0.0852 TWD (High: 4.2350 / Low: 4.1498).

October Spread (Volatile) ±0.1871
February Spread (Stable) ±0.0852

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1061 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.1061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 4.3077) against the same month in 2021 (average: 4.1648), the exchange rate shifted by +0.1429 (+3.43%).

2022 Avg (December) 4.3077
2021 Avg (December) 4.1648

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2002 4.1085 4.1605
February 4.2350 4.1498 4.1951
March 4.2060 4.0654 4.1310
April 4.1967 4.0877 4.1596
May 4.2102 4.1004 4.1476
June 4.1966 4.1057 4.1550
July 4.1319 3.9781 4.0489
August 4.1183 3.9884 4.0539
September 4.1782 4.0352 4.1113
October 4.2847 4.0976 4.1733
November 4.2959 4.1595 4.2499
December 4.3541 4.2455 4.3077