YEARLY HIGH
4.9886 TWD
YEARLY LOW
4.7853 TWD
YEARLY AVERAGE
4.8982 TWD

2026 HRK to TWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to TWD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 9, valuing the pair at 4.9886. Conversely, the yearly low was recorded on June 24, dropping to 4.7853.

This high-to-low spread represents a total annual volatility of 0.2032 TWD. From a start-to-finish perspective, comparing the January average rate of 4.9061 to the December average rate of 4.9469, the exchange rate registered a net change of 0.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.9886 was up 0.59% compared to the 2025 peak of 4.9592, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 24,943 TWD
2025 Average 23,349 TWD
Yearly Trough Low 23,927 TWD
Transaction Impact: A difference of 1,016.23 TWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.9583
4.8211
JanuMarcMayJuly

HRK to TWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8925, compared to 4.9150 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0224 points.

H1 Avg (Jan–Jun) 4.8925
H2 Avg (Jul–Dec) 4.9150

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 0.1436 TWD (High: 4.9610 / Low: 4.8174). On the other end, August was the most stable month, with a tight range of 0.0065 TWD (High: 4.9510 / Low: 4.9445).

July Spread (Volatile) ±0.1436
August Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0475 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0475

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 4.9415) against the same month in 2025 (average: 4.5339), the exchange rate shifted by +0.4076 (+8.99%).

2026 Avg (February) 4.9415
2025 Avg (February) 4.5339

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.9843 4.8655 4.9061
February 4.9886 4.8967 4.9415
March 4.9233 4.8671 4.8940
April 4.9522 4.8852 4.9139
May 4.9205 4.8487 4.8673
June 4.8572 4.7853 4.8325
July 4.9610 4.8174 4.8831
August 4.9510 4.9445 4.9469