YEARLY HIGH
6.9098 UYU
YEARLY LOW
5.5006 UYU
YEARLY AVERAGE
6.3575 UYU

2020 HRK to UYU Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to UYU exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 6.9098. Conversely, the yearly low was recorded on February 18, dropping to 5.5006.

This high-to-low spread represents a total annual volatility of 1.4093 UYU. From a start-to-finish perspective, comparing the January average rate of 5.5689 to the December average rate of 6.8470, the exchange rate registered a net change of 22.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 6.9098 was up 21.00% compared to the 2019 peak of 5.7104, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 34,549 UYU
2019 Average 26,587 UYU
Yearly Trough Low 27,503 UYU
Transaction Impact: A difference of 7,046.28 UYU purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

6.9753
5.4353
JanuMarcMayJulySeptNove

HRK to UYU Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.0323, compared to 6.6827 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6504 points.

H1 Avg (Jan–Jun) 6.0323
H2 Avg (Jul–Dec) 6.6827

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.7599 UYU (High: 6.5110 / Low: 5.7510). On the other end, October was the most stable month, with a tight range of 0.1033 UYU (High: 6.6872 / Low: 6.5839).

March Spread (Volatile) ±0.7599
October Spread (Stable) ±0.1033

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0802 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0802

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 6.8470) against the same month in 2019 (average: 5.6191), the exchange rate shifted by +1.2279 (+21.85%).

2020 Avg (December) 6.8470
2019 Avg (December) 5.6191

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.6231 5.5102 5.5689
February 5.7510 5.5006 5.5636
March 6.5110 5.7510 6.2589
April 6.3201 6.1344 6.2183
May 6.3620 6.0720 6.2402
June 6.4539 6.2434 6.3437
July 6.7426 6.2723 6.5573
August 6.8003 6.6663 6.7224
September 6.7491 6.5347 6.6421
October 6.6872 6.5839 6.6257
November 6.7539 6.6062 6.7016
December 6.9098 6.7984 6.8470