YEARLY HIGH
7.1900 UYU
YEARLY LOW
6.5649 UYU
YEARLY AVERAGE
6.8438 UYU

2021 HRK to UYU Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to UYU exchange rate experienced significant fluctuation. The market reached its absolute peak on May 20, valuing the pair at 7.1900. Conversely, the yearly low was recorded on November 24, dropping to 6.5649.

This high-to-low spread represents a total annual volatility of 0.6252 UYU. From a start-to-finish perspective, comparing the January average rate of 6.8081 to the December average rate of 6.6614, the exchange rate registered a net change of -2.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 7.1900 was up 4.06% compared to the 2020 peak of 6.9098, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 35,950 UYU
2020 Average 31,803 UYU
Yearly Trough Low 32,824 UYU
Transaction Impact: A difference of 3,125.81 UYU purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

7.1500
6.6170
JanuMarcMayJulySeptNove

HRK to UYU Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.9420, compared to 6.7456 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1964 points.

H1 Avg (Jan–Jun) 6.9420
H2 Avg (Jul–Dec) 6.7456

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.2617 UYU (High: 6.8265 / Low: 6.5649). On the other end, July was the most stable month, with a tight range of 0.1417 UYU (High: 6.9793 / Low: 6.8376).

November Spread (Volatile) ±0.2617
July Spread (Stable) ±0.1417

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1086 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1086

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 7.1056) against the same month in 2020 (average: 6.2402), the exchange rate shifted by +0.8654 (+13.87%).

2021 Avg (May) 7.1056
2020 Avg (May) 6.2402

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.9108 6.7187 6.8081
February 6.9069 6.7074 6.8206
March 7.0380 6.8644 6.9437
April 7.0741 6.8751 6.9731
May 7.1900 6.9913 7.1056
June 7.1273 6.8811 7.0009
July 6.9793 6.8376 6.9094
August 6.9395 6.6936 6.8007
September 6.7576 6.6078 6.7019
October 6.7964 6.6167 6.7210
November 6.8265 6.5649 6.6790
December 6.7637 6.6105 6.6614