2020 HTG to AFN Historical Review

YEARLY HIGH

1.2335 AFN

YEARLY LOW

0.6792 AFN

YEARLY AVERAGE

0.8517 AFN

2020 HTG to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 1.2335. Conversely, the yearly low was recorded on September 6, dropping to 0.6792.

This high-to-low spread represents a total annual volatility of 0.5542 AFN. From a start-to-finish perspective, comparing the January average rate of 0.7862 to the December average rate of 1.1030, the exchange rate registered a net change of 40.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2335 was up 25.81% compared to the 2019 peak of 0.9804, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 6,167 AFN

2019 Average 4,330 AFN

Yearly Trough Low 3,396 AFN

Transaction Impact: A difference of 2,771.24 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2636

0.6363

JanuMarcMayJulySeptNove

HTG to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7680, compared to 0.9355 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1675 points.

H1 Avg (Jan–Jun) 0.7680

H2 Avg (Jul–Dec) 0.9355

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.1123 AFN (High: 1.1730 / Low: 1.0607). On the other end, August was the most stable month, with a tight range of 0.0150 AFN (High: 0.6974 / Low: 0.6824).

December Spread (Volatile) ±0.1123

August Spread (Stable) ±0.0150

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0964 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0964

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 1.2113) against the same month in 2019 (average: 0.8144), the exchange rate shifted by +0.3969 (+48.73%).

2020 Avg (October) 1.2113

2019 Avg (October) 0.8144

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8174	0.7689	0.7862
February	0.8590	0.7650	0.7886
March	0.8584	0.7960	0.8090
April	0.8145	0.7762	0.7902
May	0.7297	0.7034	0.7193
June	0.7245	0.7021	0.7149
July	0.7060	0.6890	0.6993
August	0.6974	0.6824	0.6886
September	0.7311	0.6792	0.7114
October	1.2335	1.1405	1.2113
November	1.2240	1.1642	1.1994
December	1.1730	1.0607	1.1030