2021 HTG to AFN Historical Review

YEARLY HIGH

1.1775 AFN

YEARLY LOW

0.8101 AFN

YEARLY AVERAGE

0.9354 AFN

2021 HTG to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 1.1775. Conversely, the yearly low was recorded on August 9, dropping to 0.8101.

This high-to-low spread represents a total annual volatility of 0.3673 AFN. From a start-to-finish perspective, comparing the January average rate of 1.0600 to the December average rate of 1.0126, the exchange rate registered a net change of -4.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1775 was down 4.54% compared to the 2020 peak of 1.2335, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 5,887 AFN

2020 Average 4,260 AFN

Yearly Trough Low 4,051 AFN

Transaction Impact: A difference of 1,836.72 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0813

0.8259

JanuMarcMayJulySeptNove

HTG to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9637, compared to 0.9072 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0565 points.

H1 Avg (Jan–Jun) 0.9637

H2 Avg (Jul–Dec) 0.9072

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.2227 AFN (High: 1.1775 / Low: 0.9547). On the other end, October was the most stable month, with a tight range of 0.0261 AFN (High: 0.9181 / Low: 0.8920).

December Spread (Volatile) ±0.2227

October Spread (Stable) ±0.0261

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0642 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0642

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.0126) against the same month in 2020 (average: 1.1030), the exchange rate shifted by -0.0903 (-8.19%).

2021 Avg (December) 1.0126

2020 Avg (December) 1.1030

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0831	1.0406	1.0600
February	1.0740	1.0155	1.0487
March	1.0294	0.9625	0.9908
April	0.9866	0.9071	0.9462
May	0.9172	0.8556	0.8821
June	0.8788	0.8352	0.8543
July	0.8753	0.8306	0.8472
August	0.8976	0.8101	0.8548
September	0.9102	0.8619	0.8831
October	0.9181	0.8920	0.9066
November	0.9755	0.9179	0.9388
December	1.1775	0.9547	1.0126