2020 HTG to CZK Historical Review

YEARLY HIGH

0.3730 CZK

YEARLY LOW

0.1951 CZK

YEARLY AVERAGE

0.2564 CZK

2020 HTG to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 0.3730. Conversely, the yearly low was recorded on August 18, dropping to 0.1951.

This high-to-low spread represents a total annual volatility of 0.1779 CZK. From a start-to-finish perspective, comparing the January average rate of 0.2313 to the December average rate of 0.3092, the exchange rate registered a net change of 33.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3730 was up 26.42% compared to the 2019 peak of 0.2951, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,865 CZK

2019 Average 1,275 CZK

Yearly Trough Low 975 CZK

Transaction Impact: A difference of 889.66 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3811

0.1810

JanuMarcMayJulySeptNove

HTG to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2395, compared to 0.2733 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0338 points.

H1 Avg (Jan–Jun) 0.2395

H2 Avg (Jul–Dec) 0.2733

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0389 CZK (High: 0.3323 / Low: 0.2934). On the other end, August was the most stable month, with a tight range of 0.0067 CZK (High: 0.2017 / Low: 0.1951).

December Spread (Volatile) ±0.0389

August Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0390 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0390

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.3644) against the same month in 2019 (average: 0.2417), the exchange rate shifted by +0.1227 (+50.77%).

2020 Avg (October) 0.3644

2019 Avg (October) 0.2417

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2390	0.2275	0.2313
February	0.2612	0.2270	0.2356
March	0.2736	0.2372	0.2551
April	0.2689	0.2535	0.2603
May	0.2413	0.2275	0.2351
June	0.2242	0.2164	0.2193
July	0.2168	0.1990	0.2101
August	0.2017	0.1951	0.1976
September	0.2210	0.1969	0.2102
October	0.3730	0.3398	0.3644
November	0.3706	0.3326	0.3481
December	0.3323	0.2934	0.3092