2021 HTG to CZK Historical Review

YEARLY HIGH

0.3008 CZK

YEARLY LOW

0.2159 CZK

YEARLY AVERAGE

0.2449 CZK

2021 HTG to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.3008. Conversely, the yearly low was recorded on September 9, dropping to 0.2159.

This high-to-low spread represents a total annual volatility of 0.0849 CZK. From a start-to-finish perspective, comparing the January average rate of 0.2945 to the December average rate of 0.2219, the exchange rate registered a net change of -24.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3008 was down 19.36% compared to the 2020 peak of 0.3730, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,504 CZK

2020 Average 1,282 CZK

Yearly Trough Low 1,079 CZK

Transaction Impact: A difference of 424.54 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3020

0.2123

JanuMarcMayJulySeptNove

HTG to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2664, compared to 0.2234 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0430 points.

H1 Avg (Jan–Jun) 0.2664

H2 Avg (Jul–Dec) 0.2234

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0290 CZK (High: 0.2779 / Low: 0.2489). On the other end, October was the most stable month, with a tight range of 0.0072 CZK (High: 0.2252 / Low: 0.2180).

April Spread (Volatile) ±0.0290

October Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0256 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0256

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.2945) against the same month in 2020 (average: 0.2313), the exchange rate shifted by +0.0632 (+27.32%).

2021 Avg (January) 0.2945

2020 Avg (January) 0.2313

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3008	0.2895	0.2945
February	0.2991	0.2799	0.2902
March	0.2956	0.2751	0.2814
April	0.2779	0.2489	0.2641
May	0.2509	0.2277	0.2386
June	0.2350	0.2251	0.2297
July	0.2378	0.2233	0.2295
August	0.2296	0.2181	0.2225
September	0.2262	0.2159	0.2198
October	0.2252	0.2180	0.2213
November	0.2308	0.2206	0.2254
December	0.2282	0.2162	0.2219