2021 HTG to DJF Historical Review

YEARLY HIGH

2.4982 DJF

YEARLY LOW

1.7413 DJF

YEARLY AVERAGE

2.0120 DJF

2021 HTG to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 2.4982. Conversely, the yearly low was recorded on December 26, dropping to 1.7413.

This high-to-low spread represents a total annual volatility of 0.7570 DJF. From a start-to-finish perspective, comparing the January average rate of 2.4425 to the December average rate of 1.7695, the exchange rate registered a net change of -27.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.4982 was down 12.51% compared to the 2020 peak of 2.8556, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 12,491 DJF

2020 Average 9,870 DJF

Yearly Trough Low 8,706 DJF

Transaction Impact: A difference of 3,784.78 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.5098

1.7022

JanuMarcMayJulySeptNove

HTG to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2087, compared to 1.8153 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3933 points.

H1 Avg (Jan–Jun) 2.2087

H2 Avg (Jul–Dec) 1.8153

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1625 DJF (High: 2.2400 / Low: 2.0775). On the other end, November was the most stable month, with a tight range of 0.0283 DJF (High: 1.8155 / Low: 1.7872).

April Spread (Volatile) ±0.1625

November Spread (Stable) ±0.0283

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1484 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1484

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2.4425) against the same month in 2020 (average: 1.8127), the exchange rate shifted by +0.6298 (+34.75%).

2021 Avg (January) 2.4425

2020 Avg (January) 1.8127

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4982	2.4043	2.4425
February	2.4738	2.3414	2.4147
March	2.3624	2.2178	2.2767
April	2.2400	2.0775	2.1668
May	2.0846	1.9425	2.0183
June	1.9921	1.8939	1.9330
July	1.9575	1.8542	1.8845
August	1.9050	1.7891	1.8309
September	1.8546	1.7802	1.8135
October	1.8225	1.7626	1.7913
November	1.8155	1.7872	1.8023
December	1.8051	1.7413	1.7695