2020 HTG to INR Historical Review

YEARLY HIGH

1.1844 INR

YEARLY LOW

0.6475 INR

YEARLY AVERAGE

0.8210 INR

2020 HTG to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 1.1844. Conversely, the yearly low was recorded on September 5, dropping to 0.6475.

This high-to-low spread represents a total annual volatility of 0.5369 INR. From a start-to-finish perspective, comparing the January average rate of 0.7257 to the December average rate of 1.0543, the exchange rate registered a net change of 45.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1844 was up 28.80% compared to the 2019 peak of 0.9196, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 5,922 INR

2019 Average 3,918 INR

Yearly Trough Low 3,237 INR

Transaction Impact: A difference of 2,684.69 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2088

0.6170

JanuMarcMayJulySeptNove

HTG to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7424, compared to 0.8995 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1571 points.

H1 Avg (Jan–Jun) 0.7424

H2 Avg (Jul–Dec) 0.8995

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.1169 INR (High: 1.1229 / Low: 1.0060). On the other end, July was the most stable month, with a tight range of 0.0183 INR (High: 0.6893 / Low: 0.6709).

December Spread (Volatile) ±0.1169

July Spread (Stable) ±0.0183

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1023 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 1.1595) against the same month in 2019 (average: 0.7390), the exchange rate shifted by +0.4205 (+56.91%).

2020 Avg (October) 1.1595

2019 Avg (October) 0.7390

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7550	0.7152	0.7257
February	0.8168	0.7071	0.7341
March	0.8168	0.7792	0.7910
April	0.8112	0.7693	0.7908
May	0.7250	0.6982	0.7121
June	0.7088	0.6868	0.7010
July	0.6893	0.6709	0.6796
August	0.6786	0.6528	0.6663
September	0.7003	0.6475	0.6809
October	1.1844	1.0885	1.1595
November	1.1838	1.1182	1.1566
December	1.1229	1.0060	1.0543