2021 HTG to INR Historical Review

YEARLY HIGH

1.0266 INR

YEARLY LOW

0.7342 INR

YEARLY AVERAGE

0.8346 INR

2021 HTG to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 1.0266. Conversely, the yearly low was recorded on December 23, dropping to 0.7342.

This high-to-low spread represents a total annual volatility of 0.2924 INR. From a start-to-finish perspective, comparing the January average rate of 1.0023 to the December average rate of 0.7495, the exchange rate registered a net change of -25.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0266 was down 13.32% compared to the 2020 peak of 1.1844, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 5,133 INR

2020 Average 4,107 INR

Yearly Trough Low 3,671 INR

Transaction Impact: A difference of 1,461.96 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0275

0.7242

JanuMarcMayJulySeptNove

HTG to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9095, compared to 0.7598 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1497 points.

H1 Avg (Jan–Jun) 0.9095

H2 Avg (Jul–Dec) 0.7598

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0703 INR (High: 0.8633 / Low: 0.7930). On the other end, November was the most stable month, with a tight range of 0.0154 INR (High: 0.7624 / Low: 0.7471).

May Spread (Volatile) ±0.0703

November Spread (Stable) ±0.0154

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0767 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0767

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.0023) against the same month in 2020 (average: 0.7257), the exchange rate shifted by +0.2766 (+38.11%).

2021 Avg (January) 1.0023

2020 Avg (January) 0.7257

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0266	0.9850	1.0023
February	1.0164	0.9521	0.9878
March	0.9728	0.9051	0.9310
April	0.9275	0.8649	0.9067
May	0.8633	0.7930	0.8300
June	0.8176	0.7853	0.7993
July	0.8211	0.7737	0.7892
August	0.7955	0.7446	0.7622
September	0.7672	0.7379	0.7497
October	0.7658	0.7406	0.7540
November	0.7624	0.7471	0.7540
December	0.7637	0.7342	0.7495