2020 HTG to LRD Historical Review

YEARLY HIGH

3.1489 LRD

YEARLY LOW

1.7616 LRD

YEARLY AVERAGE

2.1014 LRD

2020 HTG to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 7, valuing the pair at 3.1489. Conversely, the yearly low was recorded on September 6, dropping to 1.7616.

This high-to-low spread represents a total annual volatility of 1.3873 LRD. From a start-to-finish perspective, comparing the January average rate of 1.9492 to the December average rate of 2.3073, the exchange rate registered a net change of 18.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.1489 was up 42.36% compared to the 2019 peak of 2.2120, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 15,745 LRD

2019 Average 10,299 LRD

Yearly Trough Low 8,808 LRD

Transaction Impact: A difference of 6,936.64 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.1886

1.6527

JanuMarcMayJulySeptNove

HTG to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9712, compared to 2.2315 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2603 points.

H1 Avg (Jan–Jun) 1.9712

H2 Avg (Jul–Dec) 2.2315

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.5161 LRD (High: 2.8960 / Low: 2.3799). On the other end, August was the most stable month, with a tight range of 0.0304 LRD (High: 1.7998 / Low: 1.7695).

November Spread (Volatile) ±0.5161

August Spread (Stable) ±0.0304

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.4718 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4718

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 3.0606) against the same month in 2019 (average: 2.1969), the exchange rate shifted by +0.8637 (+39.31%).

2020 Avg (October) 3.0606

2019 Avg (October) 2.1969

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9789	1.9197	1.9492
February	2.2371	1.9473	2.0157
March	2.2371	2.0733	2.0992
April	2.1076	2.0238	2.0549
May	1.8936	1.8294	1.8664
June	1.8611	1.8122	1.8418
July	1.8220	1.7867	1.8082
August	1.7998	1.7695	1.7807
September	1.8906	1.7616	1.8436
October	3.1489	2.8960	3.0606
November	2.8960	2.3799	2.5889
December	2.4086	2.2411	2.3073