2021 HTG to LRD Historical Review

YEARLY HIGH

2.3829 LRD

YEARLY LOW

1.3997 LRD

YEARLY AVERAGE

1.8860 LRD

2021 HTG to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 2.3829. Conversely, the yearly low was recorded on December 23, dropping to 1.3997.

This high-to-low spread represents a total annual volatility of 0.9832 LRD. From a start-to-finish perspective, comparing the January average rate of 2.3069 to the December average rate of 1.4170, the exchange rate registered a net change of -38.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.3829 was down 24.33% compared to the 2020 peak of 3.1489, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 11,914 LRD

2020 Average 10,510 LRD

Yearly Trough Low 6,998 LRD

Transaction Impact: A difference of 4,916.12 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.4328

1.3247

JanuMarcMayJulySeptNove

HTG to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1298, compared to 1.6423 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4875 points.

H1 Avg (Jan–Jun) 2.1298

H2 Avg (Jul–Dec) 1.6423

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.2513 LRD (High: 1.7515 / Low: 1.5001). On the other end, December was the most stable month, with a tight range of 0.0474 LRD (High: 1.4470 / Low: 1.3997).

October Spread (Volatile) ±0.2513

December Spread (Stable) ±0.0474

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1742 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1742

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 2.3405) against the same month in 2020 (average: 2.0157), the exchange rate shifted by +0.3247 (+16.11%).

2021 Avg (February) 2.3405

2020 Avg (February) 2.0157

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3747	2.2499	2.3069
February	2.3829	2.2805	2.3405
March	2.3069	2.1568	2.2202
April	2.1767	2.0084	2.1020
May	2.0091	1.8717	1.9481
June	1.9181	1.8247	1.8611
July	1.8906	1.7876	1.8171
August	1.8370	1.7268	1.7656
September	1.7842	1.7097	1.7471
October	1.7515	1.5001	1.6405
November	1.5295	1.4362	1.4663
December	1.4470	1.3997	1.4170