2020 HTG to MZN Historical Review

YEARLY HIGH

1.1706 MZN

YEARLY LOW

0.6260 MZN

YEARLY AVERAGE

0.7740 MZN

2020 HTG to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on October 27, valuing the pair at 1.1706. Conversely, the yearly low was recorded on May 6, dropping to 0.6260.

This high-to-low spread represents a total annual volatility of 0.5446 MZN. From a start-to-finish perspective, comparing the January average rate of 0.6368 to the December average rate of 1.0659, the exchange rate registered a net change of 67.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1706 was up 47.07% compared to the 2019 peak of 0.7960, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 5,853 MZN

2019 Average 3,483 MZN

Yearly Trough Low 3,130 MZN

Transaction Impact: A difference of 2,723.10 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1995

0.5848

JanuMarcMayJulySeptNove

HTG to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6644, compared to 0.8835 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2191 points.

H1 Avg (Jan–Jun) 0.6644

H2 Avg (Jul–Dec) 0.8835

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.1045 MZN (High: 0.7390 / Low: 0.6345). On the other end, July was the most stable month, with a tight range of 0.0072 MZN (High: 0.6419 / Low: 0.6348).

February Spread (Volatile) ±0.1045

July Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0824 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0824

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 1.1462) against the same month in 2019 (average: 0.6484), the exchange rate shifted by +0.4978 (+76.78%).

2020 Avg (October) 1.1462

2019 Avg (October) 0.6484

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6478	0.6294	0.6368
February	0.7390	0.6345	0.6609
March	0.7390	0.6946	0.7010
April	0.7138	0.6899	0.6975
May	0.6526	0.6260	0.6445
June	0.6514	0.6377	0.6456
July	0.6419	0.6348	0.6389
August	0.6414	0.6299	0.6360
September	0.6865	0.6344	0.6659
October	1.1706	1.0751	1.1462
November	1.1661	1.1217	1.1482
December	1.1311	1.0284	1.0659