2021 HTG to MZN Historical Review

YEARLY HIGH

1.0494 MZN

YEARLY LOW

0.6244 MZN

YEARLY AVERAGE

0.7467 MZN

2021 HTG to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 1.0494. Conversely, the yearly low was recorded on December 23, dropping to 0.6244.

This high-to-low spread represents a total annual volatility of 0.4249 MZN. From a start-to-finish perspective, comparing the January average rate of 1.0274 to the December average rate of 0.6347, the exchange rate registered a net change of -38.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0494 was down 10.36% compared to the 2020 peak of 1.1706, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 5,247 MZN

2020 Average 3,872 MZN

Yearly Trough Low 3,122 MZN

Transaction Impact: A difference of 2,124.69 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0667

0.5955

JanuMarcMayJulySeptNove

HTG to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8430, compared to 0.6503 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1927 points.

H1 Avg (Jan–Jun) 0.8430

H2 Avg (Jul–Dec) 0.6503

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1785 MZN (High: 0.8406 / Low: 0.6621). On the other end, November was the most stable month, with a tight range of 0.0090 MZN (High: 0.6513 / Low: 0.6423).

April Spread (Volatile) ±0.1785

November Spread (Stable) ±0.0090

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1995 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1995

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.0274) against the same month in 2020 (average: 0.6368), the exchange rate shifted by +0.3906 (+61.33%).

2021 Avg (January) 1.0274

2020 Avg (January) 0.6368

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0494	1.0081	1.0274
February	1.0454	0.9850	1.0194
March	0.9885	0.8555	0.9307
April	0.8406	0.6621	0.7312
May	0.6842	0.6559	0.6705
June	0.6935	0.6637	0.6788
July	0.7001	0.6629	0.6732
August	0.6810	0.6406	0.6549
September	0.6658	0.6383	0.6500
October	0.6536	0.6320	0.6425
November	0.6513	0.6423	0.6464
December	0.6478	0.6244	0.6347