2020 HTG to XPF Historical Review

YEARLY HIGH

1.6240 XPF

YEARLY LOW

0.8911 XPF

YEARLY AVERAGE

1.1551 XPF

2020 HTG to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 15, valuing the pair at 1.6240. Conversely, the yearly low was recorded on September 5, dropping to 0.8911.

This high-to-low spread represents a total annual volatility of 0.7329 XPF. From a start-to-finish perspective, comparing the January average rate of 1.0943 to the December average rate of 1.4032, the exchange rate registered a net change of 28.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.6240 was up 18.82% compared to the 2019 peak of 1.3668, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 8,120 XPF

2019 Average 5,928 XPF

Yearly Trough Low 4,456 XPF

Transaction Impact: A difference of 3,664.57 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.6679

0.8315

JanuMarcMayJulySeptNove

HTG to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0844, compared to 1.2258 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1415 points.

H1 Avg (Jan–Jun) 1.0844

H2 Avg (Jul–Dec) 1.2258

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.1666 XPF (High: 1.5017 / Low: 1.3351). On the other end, August was the most stable month, with a tight range of 0.0244 XPF (High: 0.9161 / Low: 0.8917).

December Spread (Volatile) ±0.1666

August Spread (Stable) ±0.0244

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1665 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1665

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 1.5982) against the same month in 2019 (average: 1.1229), the exchange rate shifted by +0.4753 (+42.33%).

2020 Avg (October) 1.5982

2019 Avg (October) 1.1229

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1250	1.0821	1.0943
February	1.2247	1.0816	1.1208
March	1.2221	1.1116	1.1441
April	1.1625	1.1156	1.1391
May	1.0406	1.0075	1.0270
June	1.0002	0.9650	0.9810
July	0.9704	0.9053	0.9451
August	0.9161	0.8917	0.9012
September	0.9715	0.8911	0.9376
October	1.6240	1.5099	1.5982
November	1.6221	1.5105	1.5697
December	1.5017	1.3351	1.4032