YEARLY HIGH
0.8825 XPF
YEARLY LOW
0.8066 XPF
YEARLY AVERAGE
0.8357 XPF

2024 HTG to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HTG to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.8825. Conversely, the yearly low was recorded on September 24, dropping to 0.8066.

This high-to-low spread represents a total annual volatility of 0.0759 XPF. From a start-to-finish perspective, comparing the January average rate of 0.8309 to the December average rate of 0.8711, the exchange rate registered a net change of 4.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.8825 was up 3.80% compared to the 2023 peak of 0.8502, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 4,413 XPF
2023 Average 3,907 XPF
Yearly Trough Low 4,033 XPF
Transaction Impact: A difference of 379.62 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.8768
0.8088
JanuMarcMayJulySeptNove

HTG to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8340, compared to 0.8375 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.8340
H2 Avg (Jul–Dec) 0.8375

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0436 XPF (High: 0.8728 / Low: 0.8292). On the other end, July was the most stable month, with a tight range of 0.0118 XPF (High: 0.8385 / Low: 0.8267).

November Spread (Volatile) ±0.0436
July Spread (Stable) ±0.0118

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0103 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0103

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.8711) against the same month in 2023 (average: 0.8263), the exchange rate shifted by +0.0448 (+5.43%).

2024 Avg (December) 0.8711
2023 Avg (December) 0.8263

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8404 0.8176 0.8309
February 0.8457 0.8286 0.8370
March 0.8366 0.8219 0.8284
April 0.8477 0.8288 0.8398
May 0.8399 0.8257 0.8318
June 0.8438 0.8243 0.8359
July 0.8385 0.8267 0.8322
August 0.8383 0.8079 0.8219
September 0.8225 0.8066 0.8145
October 0.8413 0.8180 0.8307
November 0.8728 0.8292 0.8544
December 0.8825 0.8598 0.8711