YEARLY HIGH
0.1426 BIF
YEARLY LOW
0.1109 BIF
YEARLY AVERAGE
0.1319 BIF

2020 IDR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the IDR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.1426. Conversely, the yearly low was recorded on March 23, dropping to 0.1109.

This high-to-low spread represents a total annual volatility of 0.0317 BIF. From a start-to-finish perspective, comparing the January average rate of 0.1374 to the December average rate of 0.1376, the exchange rate registered a net change of 0.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1426 was up 5.24% compared to the 2019 peak of 0.1355, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 10,000,000 IDR based on timing:

Yearly Peak High 1,426,318 BIF
2019 Average 1,303,081 BIF
Yearly Trough Low 1,109,290 BIF
Transaction Impact: A difference of 317,028.38 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1393
0.1187
JanuMarcMayJulySeptNove

IDR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1305, compared to 0.1333 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0028 points.

H1 Avg (Jan–Jun) 0.1305
H2 Avg (Jul–Dec) 0.1333

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0246 BIF (High: 0.1355 / Low: 0.1109). On the other end, December was the most stable month, with a tight range of 0.0025 BIF (High: 0.1391 / Low: 0.1366).

March Spread (Volatile) ±0.0246
December Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0123 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0123

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1374) against the same month in 2019 (average: 0.1276), the exchange rate shifted by +0.0098 (+7.71%).

2020 Avg (January) 0.1374
2019 Avg (January) 0.1276

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1426 0.1350 0.1374
February 0.1384 0.1347 0.1373
March 0.1355 0.1109 0.1250
April 0.1252 0.1142 0.1204
May 0.1302 0.1235 0.1282
June 0.1365 0.1302 0.1343
July 0.1347 0.1301 0.1325
August 0.1329 0.1293 0.1313
September 0.1317 0.1282 0.1303
October 0.1331 0.1302 0.1316
November 0.1382 0.1322 0.1366
December 0.1391 0.1366 0.1376