YEARLY HIGH
0.1868 BIF
YEARLY LOW
0.1736 BIF
YEARLY AVERAGE
0.1796 BIF

2025 IDR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the IDR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 0.1868. Conversely, the yearly low was recorded on April 9, dropping to 0.1736.

This high-to-low spread represents a total annual volatility of 0.0132 BIF. From a start-to-finish perspective, comparing the January average rate of 0.1812 to the December average rate of 0.1773, the exchange rate registered a net change of -2.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1868 was down 2.51% compared to the 2024 peak of 0.1916, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 10,000,000 IDR based on timing:

Yearly Peak High 1,868,215 BIF
2024 Average 1,818,706 BIF
Yearly Trough Low 1,735,787 BIF
Transaction Impact: A difference of 132,428.84 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1827
0.1756
JanuMarcMayJulySeptNove

IDR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1799, compared to 0.1793 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.1799
H2 Avg (Jul–Dec) 0.1793

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0076 BIF (High: 0.1868 / Low: 0.1792). On the other end, December was the most stable month, with a tight range of 0.0021 BIF (High: 0.1783 / Low: 0.1762).

July Spread (Volatile) ±0.0076
December Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0032 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.1820) against the same month in 2024 (average: 0.1772), the exchange rate shifted by +0.0048 (+2.71%).

2025 Avg (July) 0.1820
2024 Avg (July) 0.1772

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1831 0.1784 0.1812
February 0.1838 0.1788 0.1810
March 0.1820 0.1771 0.1794
April 0.1789 0.1736 0.1762
May 0.1836 0.1767 0.1796
June 0.1854 0.1797 0.1817
July 0.1868 0.1792 0.1820
August 0.1844 0.1781 0.1821
September 0.1822 0.1753 0.1795
October 0.1814 0.1763 0.1779
November 0.1782 0.1759 0.1768
December 0.1783 0.1762 0.1773