2025 ILS to MAD Historical Review

YEARLY HIGH

2.9038 MAD

YEARLY LOW

2.4881 MAD

YEARLY AVERAGE

2.7116 MAD

2025 ILS to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ILS to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 2.9038. Conversely, the yearly low was recorded on April 9, dropping to 2.4881.

This high-to-low spread represents a total annual volatility of 0.4157 MAD. From a start-to-finish perspective, comparing the January average rate of 2.7780 to the December average rate of 2.8555, the exchange rate registered a net change of 2.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.9038 was up 2.64% compared to the 2024 peak of 2.8293, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 14,519 MAD

2024 Average 13,430 MAD

Yearly Trough Low 12,441 MAD

Transaction Impact: A difference of 2,078.59 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.8877

2.5011

JanuMarcMayJulySeptNove

ILS to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6648, compared to 2.7584 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0936 points.

H1 Avg (Jan–Jun) 2.6648

H2 Avg (Jul–Dec) 2.7584

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.1967 MAD (High: 2.7736 / Low: 2.5769). On the other end, December was the most stable month, with a tight range of 0.0368 MAD (High: 2.8714 / Low: 2.8347).

March Spread (Volatile) ±0.1967

December Spread (Stable) ±0.0368

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1516 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1516

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 2.8464) against the same month in 2024 (average: 2.6763), the exchange rate shifted by +0.1700 (+6.35%).

2025 Avg (November) 2.8464

2024 Avg (November) 2.6763

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8281	2.7275	2.7780
February	2.8520	2.7679	2.8047
March	2.7736	2.5769	2.6531
April	2.6068	2.4881	2.5333
May	2.6440	2.5462	2.5983
June	2.6767	2.5343	2.6214
July	2.7124	2.6531	2.6897
August	2.7231	2.6328	2.6635
September	2.7527	2.6689	2.7033
October	2.8460	2.7401	2.7922
November	2.9038	2.8153	2.8464
December	2.8714	2.8347	2.8555