YEARLY HIGH
1.2009 PLN
YEARLY LOW
1.0563 PLN
YEARLY AVERAGE
1.1330 PLN

2020 ILS to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ILS to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 11, valuing the pair at 1.2009. Conversely, the yearly low was recorded on March 17, dropping to 1.0563.

This high-to-low spread represents a total annual volatility of 0.1445 PLN. From a start-to-finish perspective, comparing the January average rate of 1.1058 to the December average rate of 1.1334, the exchange rate registered a net change of 2.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2009 was up 4.08% compared to the 2019 peak of 1.1538, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 6,004 PLN
2019 Average 5,390 PLN
Yearly Trough Low 5,282 PLN
Transaction Impact: A difference of 722.54 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1882
1.0868
JanuMarcMayJulySeptNove

ILS to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1435, compared to 1.1226 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0209 points.

H1 Avg (Jan–Jun) 1.1435
H2 Avg (Jul–Dec) 1.1226

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1272 PLN (High: 1.1836 / Low: 1.0563). On the other end, August was the most stable month, with a tight range of 0.0275 PLN (High: 1.1052 / Low: 1.0777).

March Spread (Volatile) ±0.1272
August Spread (Stable) ±0.0275

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0365 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0365

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 1.1797) against the same month in 2019 (average: 1.0694), the exchange rate shifted by +0.1104 (+10.32%).

2020 Avg (May) 1.1797
2019 Avg (May) 1.0694

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1280 1.0882 1.1058
February 1.1594 1.1217 1.1418
March 1.1836 1.0563 1.1178
April 1.1999 1.1486 1.1724
May 1.2009 1.1411 1.1797
June 1.1612 1.1156 1.1433
July 1.1551 1.0898 1.1318
August 1.1052 1.0777 1.0952
September 1.1348 1.0856 1.1092
October 1.1612 1.1136 1.1362
November 1.1631 1.1192 1.1297
December 1.1586 1.1164 1.1334