2021 ILS to PLN Historical Review

YEARLY HIGH

1.3562 PLN

YEARLY LOW

1.1232 PLN

YEARLY AVERAGE

1.1956 PLN

2021 ILS to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ILS to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 1.3562. Conversely, the yearly low was recorded on June 2, dropping to 1.1232.

This high-to-low spread represents a total annual volatility of 0.2330 PLN. From a start-to-finish perspective, comparing the January average rate of 1.1535 to the December average rate of 1.3029, the exchange rate registered a net change of 12.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.3562 was up 12.93% compared to the 2020 peak of 1.2009, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 6,781 PLN

2020 Average 5,665 PLN

Yearly Trough Low 5,616 PLN

Transaction Impact: A difference of 1,164.83 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.3238

1.1183

JanuMarcMayJulySeptNove

ILS to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1518, compared to 1.2393 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0875 points.

H1 Avg (Jan–Jun) 1.1518

H2 Avg (Jul–Dec) 1.2393

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0904 PLN (High: 1.3562 / Low: 1.2657). On the other end, February was the most stable month, with a tight range of 0.0198 PLN (High: 1.1483 / Low: 1.1285).

November Spread (Volatile) ±0.0904

February Spread (Stable) ±0.0198

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0199 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0199

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.3066) against the same month in 2020 (average: 1.1297), the exchange rate shifted by +0.1769 (+15.66%).

2021 Avg (November) 1.3066

2020 Avg (November) 1.1297

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1927	1.1377	1.1535
February	1.1483	1.1285	1.1355
March	1.1907	1.1385	1.1662
April	1.1746	1.1545	1.1627
May	1.1692	1.1271	1.1428
June	1.1721	1.1232	1.1502
July	1.1954	1.1615	1.1786
August	1.2109	1.1910	1.2038
September	1.2408	1.1847	1.2108
October	1.2633	1.2157	1.2332
November	1.3562	1.2657	1.3066
December	1.3198	1.2846	1.3029