YEARLY HIGH
5.3885 SZL
YEARLY LOW
4.8389 SZL
YEARLY AVERAGE
5.1842 SZL

2025 ILS to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ILS to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 5.3885. Conversely, the yearly low was recorded on March 31, dropping to 4.8389.

This high-to-low spread represents a total annual volatility of 0.5496 SZL. From a start-to-finish perspective, comparing the January average rate of 5.1811 to the December average rate of 5.2342, the exchange rate registered a net change of 1.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.3885 was up 0.13% compared to the 2024 peak of 5.3813, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 26,942 SZL
2024 Average 24,756 SZL
Yearly Trough Low 24,194 SZL
Transaction Impact: A difference of 2,748.04 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5.3210
4.9576
JanuMarcMayJulySeptNove

ILS to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.1151, compared to 5.2532 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1381 points.

H1 Avg (Jan–Jun) 5.1151
H2 Avg (Jul–Dec) 5.2532

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.3483 SZL (High: 5.1871 / Low: 4.8389). On the other end, December was the most stable month, with a tight range of 0.1113 SZL (High: 5.2913 / Low: 5.1801).

March Spread (Volatile) ±0.3483
December Spread (Stable) ±0.1113

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1963 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1963

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 5.2905) against the same month in 2024 (average: 4.8138), the exchange rate shifted by +0.4768 (+9.90%).

2025 Avg (November) 5.2905
2024 Avg (November) 4.8138

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2902 4.9744 5.1811
February 5.3001 5.1263 5.1842
March 5.1871 4.8389 4.9879
April 5.1864 4.9082 5.0932
May 5.2679 4.9570 5.1178
June 5.2765 4.9573 5.1263
July 5.3595 5.1994 5.2907
August 5.3243 5.1559 5.2253
September 5.2855 5.1620 5.2193
October 5.3350 5.1810 5.2594
November 5.3885 5.2322 5.2905
December 5.2913 5.1801 5.2342