YEARLY HIGH
0.7578 TOP
YEARLY LOW
0.6305 TOP
YEARLY AVERAGE
0.6997 TOP

2025 ILS to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ILS to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.7578. Conversely, the yearly low was recorded on April 9, dropping to 0.6305.

This high-to-low spread represents a total annual volatility of 0.1273 TOP. From a start-to-finish perspective, comparing the January average rate of 0.6720 to the December average rate of 0.7491, the exchange rate registered a net change of 11.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.7578 was up 12.80% compared to the 2024 peak of 0.6718, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 3,789 TOP
2024 Average 3,201 TOP
Yearly Trough Low 3,153 TOP
Transaction Impact: A difference of 636.70 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.7589
0.6422
JanuMarcMayJulySeptNove

ILS to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6710, compared to 0.7284 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0573 points.

H1 Avg (Jan–Jun) 0.6710
H2 Avg (Jul–Dec) 0.7284

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 0.0459 TOP (High: 0.7150 / Low: 0.6691). On the other end, October was the most stable month, with a tight range of 0.0151 TOP (High: 0.7406 / Low: 0.7255).

June Spread (Volatile) ±0.0459
October Spread (Stable) ±0.0151

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0185 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0185

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.7491) against the same month in 2024 (average: 0.6609), the exchange rate shifted by +0.0882 (+13.35%).

2025 Avg (December) 0.7491
2024 Avg (December) 0.6609

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6886 0.6554 0.6720
February 0.6849 0.6690 0.6768
March 0.6695 0.6456 0.6583
April 0.6662 0.6305 0.6519
May 0.6875 0.6658 0.6756
June 0.7150 0.6691 0.6915
July 0.7259 0.7097 0.7184
August 0.7241 0.6964 0.7103
September 0.7287 0.7105 0.7202
October 0.7406 0.7255 0.7327
November 0.7523 0.7323 0.7395
December 0.7578 0.7390 0.7491