YEARLY HIGH
1.2003 BDT
YEARLY LOW
1.0996 BDT
YEARLY AVERAGE
1.1450 BDT

2020 INR to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the INR to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 1.2003. Conversely, the yearly low was recorded on March 23, dropping to 1.0996.

This high-to-low spread represents a total annual volatility of 0.1007 BDT. From a start-to-finish perspective, comparing the January average rate of 1.1905 to the December average rate of 1.1512, the exchange rate registered a net change of -3.30% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2003 was down 2.87% compared to the 2019 peak of 1.2357, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 300,072 BDT
2019 Average 299,746 BDT
Yearly Trough Low 274,909 BDT
Transaction Impact: A difference of 25,162.85 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1981
1.1060
JanuMarcMayJulySeptNove

INR to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1452, compared to 1.1448 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 1.1452
H2 Avg (Jul–Dec) 1.1448

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0753 BDT (High: 1.1749 / Low: 1.0996). On the other end, July was the most stable month, with a tight range of 0.0123 BDT (High: 1.1375 / Low: 1.1252).

March Spread (Volatile) ±0.0753
July Spread (Stable) ±0.0123

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0481 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0481

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.1905) against the same month in 2019 (average: 1.1864), the exchange rate shifted by +0.0041 (+0.34%).

2020 Avg (January) 1.1905
2019 Avg (January) 1.1864

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2003 1.1799 1.1905
February 1.1950 1.1749 1.1863
March 1.1749 1.0996 1.1382
April 1.1280 1.1040 1.1137
May 1.1335 1.1143 1.1221
June 1.1321 1.1113 1.1208
July 1.1375 1.1252 1.1322
August 1.1601 1.1273 1.1374
September 1.1605 1.1468 1.1534
October 1.1616 1.1373 1.1526
November 1.1492 1.1325 1.1423
December 1.1586 1.1443 1.1512