YEARLY HIGH
1.1715 BDT
YEARLY LOW
1.1236 BDT
YEARLY AVERAGE
1.1510 BDT

2021 INR to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the INR to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on February 23, valuing the pair at 1.1715. Conversely, the yearly low was recorded on April 20, dropping to 1.1236.

This high-to-low spread represents a total annual volatility of 0.0479 BDT. From a start-to-finish perspective, comparing the January average rate of 1.1601 to the December average rate of 1.1377, the exchange rate registered a net change of -1.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1715 was down 2.40% compared to the 2020 peak of 1.2003, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 292,880 BDT
2020 Average 286,239 BDT
Yearly Trough Low 280,899 BDT
Transaction Impact: A difference of 11,981.78 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.1667
1.1350
JanuMarcMayJulySeptNove

INR to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1560, compared to 1.1460 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0100 points.

H1 Avg (Jan–Jun) 1.1560
H2 Avg (Jul–Dec) 1.1460

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0336 BDT (High: 1.1572 / Low: 1.1236). On the other end, January was the most stable month, with a tight range of 0.0100 BDT (High: 1.1639 / Low: 1.1539).

April Spread (Volatile) ±0.0336
January Spread (Stable) ±0.0100

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0264 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0264

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 1.1641) against the same month in 2020 (average: 1.1863), the exchange rate shifted by -0.0222 (-1.87%).

2021 Avg (February) 1.1641
2020 Avg (February) 1.1863

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1639 1.1539 1.1601
February 1.1715 1.1503 1.1641
March 1.1702 1.1538 1.1641
April 1.1572 1.1236 1.1377
May 1.1703 1.1434 1.1582
June 1.1645 1.1406 1.1517
July 1.1424 1.1287 1.1378
August 1.1666 1.1390 1.1469
September 1.1674 1.1529 1.1588
October 1.1549 1.1343 1.1428
November 1.1592 1.1432 1.1518
December 1.1529 1.1251 1.1377