YEARLY HIGH
136.9033 GNF
YEARLY LOW
123.2007 GNF
YEARLY AVERAGE
129.8320 GNF

2020 INR to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the INR to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 136.9033. Conversely, the yearly low was recorded on April 4, dropping to 123.2007.

This high-to-low spread represents a total annual volatility of 13.7026 GNF. From a start-to-finish perspective, comparing the January average rate of 133.0843 to the December average rate of 135.0015, the exchange rate registered a net change of 1.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 136.9033 was up 1.45% compared to the 2019 peak of 134.9525, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 34,225,830 GNF
2019 Average 32,779,469 GNF
Yearly Trough Low 30,800,183 GNF
Transaction Impact: A difference of 3,425,646.88 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

136.0466
123.5053
JanuMarcMayJulySeptNove

INR to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 128.0532, compared to 131.6107 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.5575 points.

H1 Avg (Jan–Jun) 128.0532
H2 Avg (Jul–Dec) 131.6107

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 7.0733 GNF (High: 130.7239 / Low: 123.6506). On the other end, July was the most stable month, with a tight range of 1.4559 GNF (High: 129.1861 / Low: 127.7301).

March Spread (Volatile) ±7.0733
July Spread (Stable) ±1.4559

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 5.1257 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -5.1257

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 135.0015) against the same month in 2019 (average: 133.1885), the exchange rate shifted by +1.8131 (+1.36%).

2020 Avg (December) 135.0015
2019 Avg (December) 133.1885

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 134.7646 131.3039 133.0843
February 133.6679 130.7239 132.2978
March 130.7239 123.6506 127.1721
April 126.7433 123.2007 124.5504
May 126.2158 123.5300 125.1206
June 127.6589 124.5441 126.0940
July 129.1861 127.7301 128.5258
August 132.0913 128.1037 129.3190
September 132.9726 130.9710 131.9353
October 133.9738 131.0078 132.9520
November 133.1651 130.6965 131.9308
December 136.9033 133.3101 135.0015