YEARLY HIGH
0.1099 HKD
YEARLY LOW
0.1007 HKD
YEARLY AVERAGE
0.1047 HKD

2020 INR to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the INR to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.1099. Conversely, the yearly low was recorded on April 21, dropping to 0.1007.

This high-to-low spread represents a total annual volatility of 0.0092 HKD. From a start-to-finish perspective, comparing the January average rate of 0.1091 to the December average rate of 0.1052, the exchange rate registered a net change of -3.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1099 was down 3.92% compared to the 2019 peak of 0.1144, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 27,475 HKD
2019 Average 27,827 HKD
Yearly Trough Low 25,173 HKD
Transaction Impact: A difference of 2,301.27 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1098
0.1010
JanuMarcMayJulySeptNove

INR to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1047, compared to 0.1046 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.1047
H2 Avg (Jul–Dec) 0.1046

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0067 HKD (High: 0.1080 / Low: 0.1013). On the other end, May was the most stable month, with a tight range of 0.0012 HKD (High: 0.1029 / Low: 0.1017).

March Spread (Volatile) ±0.0067
May Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0044 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1091) against the same month in 2019 (average: 0.1110), the exchange rate shifted by -0.0019 (-1.72%).

2020 Avg (January) 0.1091
2019 Avg (January) 0.1110

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1099 0.1081 0.1091
February 0.1092 0.1080 0.1086
March 0.1080 0.1013 0.1042
April 0.1030 0.1007 0.1017
May 0.1029 0.1017 0.1024
June 0.1033 0.1014 0.1023
July 0.1040 0.1027 0.1035
August 0.1060 0.1031 0.1039
September 0.1061 0.1048 0.1054
October 0.1062 0.1039 0.1054
November 0.1050 0.1035 0.1044
December 0.1061 0.1046 0.1052