YEARLY HIGH
0.1073 HKD
YEARLY LOW
0.1024 HKD
YEARLY AVERAGE
0.1052 HKD

2021 INR to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the INR to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.1073. Conversely, the yearly low was recorded on December 15, dropping to 0.1024.

This high-to-low spread represents a total annual volatility of 0.0049 HKD. From a start-to-finish perspective, comparing the January average rate of 0.1060 to the December average rate of 0.1034, the exchange rate registered a net change of -2.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1073 was down 2.37% compared to the 2020 peak of 0.1099, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 26,824 HKD
2020 Average 26,168 HKD
Yearly Trough Low 25,596 HKD
Transaction Impact: A difference of 1,227.91 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1070
0.1031
JanuMarcMayJulySeptNove

INR to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1058, compared to 0.1045 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.1058
H2 Avg (Jul–Dec) 0.1045

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0032 HKD (High: 0.1061 / Low: 0.1029). On the other end, January was the most stable month, with a tight range of 0.0009 HKD (High: 0.1063 / Low: 0.1055).

April Spread (Volatile) ±0.0032
January Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0024 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.1067) against the same month in 2020 (average: 0.1042), the exchange rate shifted by +0.0025 (+2.38%).

2021 Avg (March) 0.1067
2020 Avg (March) 0.1042

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1063 0.1055 0.1060
February 0.1071 0.1053 0.1065
March 0.1073 0.1058 0.1067
April 0.1061 0.1029 0.1043
May 0.1072 0.1048 0.1061
June 0.1066 0.1044 0.1054
July 0.1047 0.1036 0.1043
August 0.1066 0.1044 0.1050
September 0.1066 0.1047 0.1057
October 0.1050 0.1031 0.1038
November 0.1054 0.1039 0.1046
December 0.1048 0.1024 0.1034