YEARLY HIGH
0.7255 PHP
YEARLY LOW
0.6631 PHP
YEARLY AVERAGE
0.6932 PHP

2022 INR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the INR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on September 23, valuing the pair at 0.7255. Conversely, the yearly low was recorded on December 21, dropping to 0.6631.

This high-to-low spread represents a total annual volatility of 0.0624 PHP. From a start-to-finish perspective, comparing the January average rate of 0.6879 to the December average rate of 0.6737, the exchange rate registered a net change of -2.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.7255 was up 4.84% compared to the 2021 peak of 0.6920, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 181,373 PHP
2021 Average 166,624 PHP
Yearly Trough Low 165,774 PHP
Transaction Impact: A difference of 15,599.07 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.7231
0.6693
JanuMarcMayJulySeptNove

INR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6840, compared to 0.7024 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0184 points.

H1 Avg (Jan–Jun) 0.6840
H2 Avg (Jul–Dec) 0.7024

Volatility Range Comparison

Volatility

The most volatile month in 2022 was December, with a trading range of 0.0282 PHP (High: 0.6913 / Low: 0.6631). On the other end, January was the most stable month, with a tight range of 0.0107 PHP (High: 0.6921 / Low: 0.6814).

December Spread (Volatile) ±0.0282
January Spread (Stable) ±0.0107

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0304 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0304

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.7186) against the same month in 2021 (average: 0.6821), the exchange rate shifted by +0.0365 (+5.35%).

2022 Avg (September) 0.7186
2021 Avg (September) 0.6821

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6921 0.6814 0.6879
February 0.6924 0.6777 0.6842
March 0.6904 0.6769 0.6839
April 0.6874 0.6758 0.6828
May 0.6907 0.6713 0.6773
June 0.7016 0.6764 0.6880
July 0.7093 0.6947 0.7026
August 0.7089 0.6972 0.7018
September 0.7255 0.7124 0.7186
October 0.7245 0.7033 0.7136
November 0.7147 0.6925 0.7042
December 0.6913 0.6631 0.6737