2025 INR to PHP Historical Review

YEARLY HIGH

0.6848 PHP

YEARLY LOW

0.6429 PHP

YEARLY AVERAGE

0.6597 PHP

2025 INR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the INR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.6848. Conversely, the yearly low was recorded on September 7, dropping to 0.6429.

This high-to-low spread represents a total annual volatility of 0.0418 PHP. From a start-to-finish perspective, comparing the January average rate of 0.6779 to the December average rate of 0.6537, the exchange rate registered a net change of -3.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.6848 was down 2.99% compared to the 2024 peak of 0.7059, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 171,190 PHP

2024 Average 171,173 PHP

Yearly Trough Low 160,730 PHP

Transaction Impact: A difference of 10,459.85 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.6808

0.6458

JanuMarcMayJulySeptNove

INR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6634, compared to 0.6561 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0073 points.

H1 Avg (Jan–Jun) 0.6634

H2 Avg (Jul–Dec) 0.6561

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.0172 PHP (High: 0.6697 / Low: 0.6525). On the other end, July was the most stable month, with a tight range of 0.0100 PHP (High: 0.6662 / Low: 0.6562).

October Spread (Volatile) ±0.0172

July Spread (Stable) ±0.0100

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0115 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0115

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.6779) against the same month in 2024 (average: 0.6734), the exchange rate shifted by +0.0045 (+0.67%).

2025 Avg (January) 0.6779

2024 Avg (January) 0.6734

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6848	0.6738	0.6779
February	0.6749	0.6610	0.6669
March	0.6740	0.6576	0.6634
April	0.6701	0.6580	0.6640
May	0.6608	0.6474	0.6525
June	0.6637	0.6480	0.6557
July	0.6662	0.6562	0.6601
August	0.6627	0.6464	0.6518
September	0.6562	0.6429	0.6487
October	0.6697	0.6525	0.6602
November	0.6675	0.6559	0.6620
December	0.6607	0.6437	0.6537