2020 INR to PKR Historical Review

YEARLY HIGH

2.2891 PKR

YEARLY LOW

2.0617 PKR

YEARLY AVERAGE

2.1831 PKR

2020 INR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the INR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 30, valuing the pair at 2.2891. Conversely, the yearly low was recorded on March 23, dropping to 2.0617.

This high-to-low spread represents a total annual volatility of 0.2274 PKR. From a start-to-finish perspective, comparing the January average rate of 2.1711 to the December average rate of 2.1760, the exchange rate registered a net change of 0.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.2891 was down 3.62% compared to the 2019 peak of 2.3750, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 572,274 PKR

2019 Average 533,384 PKR

Yearly Trough Low 515,414 PKR

Transaction Impact: A difference of 56,860.43 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.2719

2.1042

JanuMarcMayJulySeptNove

INR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1526, compared to 2.2135 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0608 points.

H1 Avg (Jan–Jun) 2.1526

H2 Avg (Jul–Dec) 2.2135

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1462 PKR (High: 2.2079 / Low: 2.0617). On the other end, September was the most stable month, with a tight range of 0.0242 PKR (High: 2.2683 / Low: 2.2441).

March Spread (Volatile) ±0.1462

September Spread (Stable) ±0.0242

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0669 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0669

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 2.2540) against the same month in 2019 (average: 2.2388), the exchange rate shifted by +0.0152 (+0.68%).

2020 Avg (August) 2.2540

2019 Avg (August) 2.2388

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1895	2.1540	2.1711
February	2.1725	2.1379	2.1567
March	2.2079	2.0617	2.1243
April	2.2132	2.0963	2.1596
May	2.1560	2.0881	2.1181
June	2.2268	2.1590	2.1859
July	2.2556	2.2094	2.2324
August	2.2891	2.2222	2.2540
September	2.2683	2.2441	2.2579
October	2.2533	2.1504	2.2137
November	2.1683	2.1142	2.1468
December	2.1927	2.1676	2.1760