YEARLY HIGH
3.0299 PKR
YEARLY LOW
2.3082 PKR
YEARLY AVERAGE
2.5970 PKR

2022 INR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the INR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 3.0299. Conversely, the yearly low was recorded on March 7, dropping to 2.3082.

This high-to-low spread represents a total annual volatility of 0.7217 PKR. From a start-to-finish perspective, comparing the January average rate of 2.3713 to the December average rate of 2.7320, the exchange rate registered a net change of 15.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.0299 was up 26.36% compared to the 2021 peak of 2.3978, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 757,467 PKR
2021 Average 550,913 PKR
Yearly Trough Low 577,052 PKR
Transaction Impact: A difference of 180,414.47 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

2.9259
2.2894
JanuMarcMayJulySeptNove

INR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4387, compared to 2.7552 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3165 points.

H1 Avg (Jan–Jun) 2.4387
H2 Avg (Jul–Dec) 2.7552

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 0.4281 PKR (High: 3.0192 / Low: 2.5911). On the other end, December was the most stable month, with a tight range of 0.0400 PKR (High: 2.7556 / Low: 2.7155).

July Spread (Volatile) ±0.4281
December Spread (Stable) ±0.0400

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1873 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.1873

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2022: 2.7747) against the same month in 2021 (average: 2.2229), the exchange rate shifted by +0.5518 (+24.82%).

2022 Avg (August) 2.7747
2021 Avg (August) 2.2229

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.3931 2.3525 2.3713
February 2.3640 2.3115 2.3424
March 2.4111 2.3082 2.3613
April 2.4627 2.3756 2.4248
May 2.6117 2.4128 2.5096
June 2.7123 2.5433 2.6228
July 3.0192 2.5911 2.7393
August 3.0299 2.6842 2.7747
September 2.9991 2.7342 2.8729
October 2.8008 2.6389 2.6856
November 2.7602 2.6682 2.7266
December 2.7556 2.7155 2.7320