YEARLY HIGH
286.4894 STD
YEARLY LOW
274.1120 STD
YEARLY AVERAGE
280.3377 STD

2021 INR to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the INR to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 286.4894. Conversely, the yearly low was recorded on June 17, dropping to 274.1120.

This high-to-low spread represents a total annual volatility of 12.3774 STD. From a start-to-finish perspective, comparing the January average rate of 279.8025 to the December average rate of 281.3534, the exchange rate registered a net change of 0.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 286.4894 was down 7.40% compared to the 2020 peak of 309.3888, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 71,622,346 STD
2020 Average 72,582,273 STD
Yearly Trough Low 68,527,993 STD
Transaction Impact: A difference of 3,094,353.78 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

284.0117
275.8616
JanuMarcMayJulySeptNove

INR to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 280.4456, compared to 280.2298 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2158 points.

H1 Avg (Jan–Jun) 280.4456
H2 Avg (Jul–Dec) 280.2298

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 10.5194 STD (High: 284.6314 / Low: 274.1120). On the other end, January was the most stable month, with a tight range of 2.3364 STD (High: 280.7196 / Low: 278.3831).

June Spread (Volatile) ±10.5194
January Spread (Stable) ±2.3364

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 4.5744 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -4.5744

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 282.3913) against the same month in 2020 (average: 296.6027), the exchange rate shifted by -14.2114 (-4.79%).

2021 Avg (March) 282.3913
2020 Avg (March) 296.6027

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 280.7196 278.3831 279.8025
February 281.9412 275.9726 279.8341
March 286.4894 277.3393 282.3913
April 284.3876 274.8604 278.5552
May 286.4461 279.8830 283.3325
June 284.6314 274.1120 278.7581
July 278.7661 274.3773 276.5407
August 284.2282 277.4172 279.7844
September 284.2734 278.4887 281.7241
October 283.6211 277.4754 279.5001
November 285.1372 280.0534 282.4760
December 284.3740 278.4927 281.3534