YEARLY HIGH
247.9669 STD
YEARLY LOW
230.4684 STD
YEARLY AVERAGE
238.5849 STD

2026 INR to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the INR to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 247.9669. Conversely, the yearly low was recorded on July 23, dropping to 230.4684.

This high-to-low spread represents a total annual volatility of 17.4985 STD. From a start-to-finish perspective, comparing the January average rate of 245.4224 to the December average rate of 232.3757, the exchange rate registered a net change of -5.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 247.9669 was down 6.27% compared to the 2025 peak of 264.5633, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 61,991,730 STD
2025 Average 63,933,247 STD
Yearly Trough Low 57,617,107 STD
Transaction Impact: A difference of 4,374,622.30 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

246.8561
231.0593
JanuMarcMayJuly

INR to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 239.6197, compared to 232.3757 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 7.2441 points.

H1 Avg (Jan–Jun) 239.6197
H2 Avg (Jul–Dec) 232.3757

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 9.7961 STD (High: 244.6771 / Low: 234.8810). On the other end, May was the most stable month, with a tight range of 2.6394 STD (High: 234.7664 / Low: 232.1270).

March Spread (Volatile) ±9.7961
May Spread (Stable) ±2.6394

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 5.8432 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -5.8432

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 245.4224) against the same month in 2025 (average: 258.3401), the exchange rate shifted by -12.9176 (-5.00%).

2026 Avg (January) 245.4224
2025 Avg (January) 258.3401

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 247.9669 242.0855 245.4224
February 246.7119 242.9844 245.5397
March 244.6771 234.8810 239.6964
April 241.4498 234.6763 238.6236
May 234.7664 232.1270 233.6695
June 236.1479 232.6277 234.7668
July 234.5571 230.4684 232.3757